Considering Cheap Breakdown Cover

By Mark Flanighan

The weather is at its best this time of year, the kids are off school and typical it will be the period where we go on holiday, pack our holiday things, the kids and head off to our chosen holiday area. Sometimes a but of pre thought will go into the car we own, should we get some breakdown cover in case we breakdown?

As many of us, really use our cars for long distances; with commuting to work and the school run being our main mileage increasers, there then becomes the situation where you intend to do longer mileage, away from home at holiday time.

The most common action is to look for those special offers that all breakdown cover operators present at this time of year, to get you become their customer, but this is often a huge mistake. The special offers always tend to be the most basic of cover, sometimes called roadside assistance or a similar term. This means an engineer or garage will attend your breakdown, try and get you on your way. This may be fine if you are only a few miles away from home, but the plying field changes if you are hundreds of miles away. This is because, if the car cannot be fixed, or the fault is something like brakes, that no one will fix be the roadside anyway, then your car will be towed to the nearest garage only.

In short this cheap breakdown cover policy has become very expensive. With a bit of hindsight and research a policy that would get your car home or to anywhere in the UK, with your family may be a better consideration. The extra cost may seem expensive at the time, but compared to the true cost of transporting your vehicle home and the possible loss of your holiday, could add to many times the cost of your policy.

To be fair the cheap breakdown cover policy providers, do claim that around 4 out of 5 call out are fixed by the road, so the percentages are on your side and like all insurance policies, you always feel you don't need them until you need to make a claim. But the facts are that thousands of motorists this summer will be towed to the nearest garage and will fork out a huge sum of money to get that car back on the road, or transported back home.

So the next time you are looking for cheap breakdown cover, decide what that term really means. Does it mean low cost to buy initially or do you really mean, saving money to get your car fixed or transported back home where you can make your own arrangements, in your own time and negotiate your own budget to have the repairs done, or even do them yourself. The difference to your stress levels, patience and wallet could be huge.

Deciding what cheap breakdown cover means to you may mean more to you in the long run, than you ever thought.

Mark is webmaster for Cheap Breakdown Cover and Low Cost Breakdown Cover