Car Insurance Jargon Un-Muddled Part 2

By Jennifer Quirk

Continuing into the other options available from insurers are the following choices. Be sure to read the small print before committing to any policy as there are always differences between companies, even if they are small.

Pay as you Go insurance:

This type of insurance is a very new concept and is currently not offered by all the insurance companies out there, but is certainly proving to be popular with those who drive rarely or mostly at night. The idea is pretty straight forward - you pay only for when you drive your car! You will have a GPS receiver signal placed within your car which will be able to see where you are driving, what type of road you are on and what time of day it is. So of course if you are driving down the motorway at three at the morning you will be paying less than if you where doing so at five in the afternoon on a Thursday commute home.

Grey Car Import Insurance:

This insurance is for those who wish to drive a car within the United Kingdom that was not intended to be driven here, and has no "equivalent" which is. They are usually very specific or highly unusual road cars, so if you have any concerns that your vehicle may need special insurance be sure you check it out before opting for regular policies - you may not be covered at all!

Short Term / Temporary Car Insurance:

This is ideal for those who have recently passed their driving test and have not taken out a full policy yet. If you have your own car and wish to drive it right away, by taking out short term insurance you are able to drive legally for anytime up to a month. This will allow you to use your car while searching for the perfect policy.

This type of insurance is also great if you have to lend out your car to a friend or co worker. If they take out a policy for the specific amount of time they need to use the vehicle it will not be expensive but will protect your no claims bonus for damage!

If you're after new car insurance scan the market first. Insurance companies will always have offers on. Why not take out breakdown cover too for real reassurance.