Fellow motorists are paying out more than £500m a year in order to cover drivers who are uninsured - and that is ignoring the financial costs of accidents caused by those who drive without insurance.
Research by a comparison website has revealed that on average £31 a year is added to the typical driver's car insurance bill and in addition to this premium increase 68 per cent of motorists involved in an accident with uninsured drivers have to incur liability, either by making a car insurance claim of their own (49 per cent) or paying for the incident themselves (19 per cent).
Consequently, there are calls for the Government to take action. The average fine for being caught driving uninsured is just £250, which the majority of respondents felt was too low.
The police are making moves to curb the growth of uninsured drivers by using number plate recognition technology and working closely with the Motor Insurance Bureau granting them access to policies that have expired within seven days - as a result, the number of seizures increased by 100 per cent in 2007, compared to 2006.
Uninsured drivers are urged to think of the consequences of their actions - not only could they be fined but they could be left with a much lengthier driving ban.
Car insurance needn't cost the earth - with a comparison website you can compare dozens of policies in minutes to secure a comparatively cheap quote. According to statistics, 50 per cent of those who drive uninsured are under the age of 29 but even young drivers can benefit from policy incentives such as rapid bonus schemes, and discounts for mileage limits and completing a Pass Plus course.
Compare car insurance now to find an affordable policy for you - and help to drive down car insurance quotes for all drivers. |
No comments:
Post a Comment