By being a bit creative you can get the information you need about Illinois homeowners and auto insurance discounts. The cost of homeowners and auto insurance in IL can be pricey, and discounts do make the cost of this type of coverage a lot easier on the pocketbook. Homeowners in Illinois are like everyone else in that they like to save money when they can, and getting discounts on auto insurance and home insurance certainly helps the cause.
Tips For Saving Money
One of the simplest things you can do to get a better price on your IL homeowners and auto insurance is to buy both policies from the same company. You should be able to negotiate a savings for multiple polices of at least 10 percent.
To save money on your homeowners insurance, make a point of making minor repairs to your home as things come up. If you keep your property in good repair, you will be reducing your risk of having to make a claim against your policy. Lower risk means lower premiums.
Living close to a fire hydrant may also help to keep your homeowners insurance rates down. If you have one in your front yard or directly across the street from you, mention this fact to your insurance company. It may be enough to get you a break on the price you are paying.
When it comes to your auto insurance, ask your agent or the company representative what types of discounts are available. Having a clean driving record for a number of years should help to keep your premiums down, but there are other situations where an insurer will give you a better deal on coverage.
One thing that may get you a better rate is if you pay your premium in a lump sum, as opposed to paying in installments. This might not be feasible for everyone, but if you are able to make one payment each year, you may be rewarded with a better rate because of it.
Shop Around For The Best Illinois Home And Auto Insurance Discounts
Do you want to get more information about Illinois homeowners and auto insurance right now? Be sure and compare rates and discounts from at least 5 different insurance companies.
Get started comparing Illinois auto and home insurance quotes today! |
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