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Saturday, September 20, 2008

Washington Homeowners and Auto Insurance Discounts

By James J. Robinson

As with many areas, for those from Washington, homeowners and auto insurance discounts can make a huge difference to the prices you pay. For most people, Washington homeowners and auto insurance are financial protection that are necessary, and luckily certain discounts will save you money on both policies at the same time. When you start looking into your insurance, be sure you learn all you can about Washington homeowners and auto insurance discounts so you get the maximum savings in your pocket.

Washington Homeowners Insurance Discounts

While your rates are set by things that are hard to change about your home like its age, location and type of structure, you can get additional discounts on the premium for a variety of factors in the state of Washington. These factors include:

If you have fire extinguishers, smoke alarms and/or a sprinkler system in the house

If all residents are non-smokers

Having dead bolts installed on doors and windows

Having a burglar alarm, especially a centrally monitored one

If your home is new or renovated

Being claims-free

Owners who are retired or over a certain age

Washington Auto Insurance Discounts

In Washington, there are a variety of ways to reduce your auto insurance premium. Some of them are:

Being a good driver

Taking driver's education, especially for new drivers

Taking defensive driver training for older drivers

All the drivers in the house being over a certain age

The car being equipped with certain safety features

Insuring all the vehicles in your house on the same policy

Having a new car or economy car

Student drivers who live away from home

Passive restraint seatbelts

Discounts For Both Auto and Home Insurance in Washington State

Certain things will get you discounts on both your homeowners and auto insurance at the same time. They include:

Having both your home and auto insurance with the same company

The form of payment you choose

Being a member of certain groups or organizations

Get Washington Homeowners And Auto Insurance Quotes

When you have brushed up on Washington homeowners and auto insurance discounts, you will want to see what these discounts can do for you in terms of dollar savings. The best way to find out is by getting quotes based on your actual information. You can do so quickly and easily by using the free online quote tool at www.WashingtonAutoInsurance360.com. Choose the option to compare both auto insurance and home insurance quotes at the same time.


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