Statistics have shown that sport bikes have many more accidents than other motorcycle types. Having a great amount of engine power, able to boost a rider at over 200mph, it can be dangerous for those riders that do not have much experience on the roads. This is why sport bike insurance does cost a lot more than other types.
When you are looking for sport bike insurance there are a few things you should know:
- Any customizations you have carried out on your sports bike (including wheels and bodywork) should be clearly stated in your insurance policy, because insurers usually cover the standard model with no modifications.
- Any performance enhancements should also be clearly stated in your policy.
- Modifications that could affect the sport bike's legality for your country should also be considered. For example: In some countries learner riders have a strict engine capacity restriction. If you are making a claim, the insurance company could easily refuse your claim due to having breached legal restrictions.
- If you are a bike enthusiast like I am, and enjoy taking your bike to the race track, ensure you know the insurance liabilities for any damages sustained on a race track. Many insurers will not cover payouts to damage associated with race track riding, unless it is explicitly negotiated for in your policy. Many riders are not aware of this, and that it is probably in their best interests to make this clear with the insurance company.
Hope this teaches you a few things about top Sport Bike Insurance companies - ensure you have all the necessary in black and white on paper, otherwise they can always deny you in the case of a claim!
Top Sport Bike Insurers and Merchandise! |
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